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Credit Cards


Use our quick links to find and apply for a credit card.


Customized Card Finder Report | Credit Card Directory | Regular Credit Cards | Pre-Paid Credit Cards | Business Credit Cards | Reward Credit Cards | Student Credit Cards | Secured Credit Cards | Charge Credit Cards | Poor Credit Credit Cards


Customized Card Finder Report

This feature is designed to provide you with an online questionnaire that will help determine the types of credit cards you will qualify for. This is an ideal service and completely free to use.

Credit Card Directory

Apply for the exact credit card you want with only the options you choose using our credit card directory.  Just select the options you're looking for a you'll have see all of the credit cards available with those options.  There's even current cardholder reviews to give you more information and to help you make your choice.

Regular Credit Cards

 

Pre-Paid Credit Cards

 

Business Credit Cards

When applying for business credit cards, you are generally required to supply more information than with a personal credit card application.  Many creditors require tax returns for the last two years when reviewing applications for business credit cards.  Some may have a minimum net worth requirement in order to qualify. You may also be asked for the legal structure of your company.  This is because in a sole proprietorship or a partnership, the individual is responsible for the debt, and all personal assets are subject to liability.  With a corporation, only corporate assets are subject to liability.

Reward Credit Cards

Being part of a reward credit card program can be a wonderful way to get something back for spending your money, especially if you use your credit card on a regular basis.  There are reward programs to save you money on purchasing or leasing a new car.  There are reward cards that give you cash back on your purchases.  Other reward programs give you free airline miles which can come in very handy come vacation time.  There are even more reward credit cards available so visit our credit card directory and search for the card that's right for you.

Student Credit Cards

Student credit cards are often offered to graduating high school seniors, and to college students over 18 years of age.  Responsibly using a credit card granted to you at this time will allow you to begin building a good credit history.  Credit cards can be used for traveling expenses, when you may not want to carry a lot of cash.  Student credit cards are also helpful when faced with emergency expenses or moving to a new town (until you establish a checking account where you live).

Secured Credit Cards

Secured credit cards are useful if you have had a history of bankruptcy, a poor payment history, or if you wish to establish a credit.  Secured credit enables you to establish a record of credit worthiness to future lenders.  To qualify for secured credit cards, you are generally required to deposit a set amount of money that will insure that you will make payments on the balance due.  In some cases, you may even get a credit limit higher than your initial deposit.

Charge Credit Cards

 

Poor Credit Credit Cards

When searching for poor credit credit cards, you should begin by establishing what you credit record shows about you. You can access your credit report and then review your credit file for any information that is in error. You can use our credit repair section to help remove any erroneous data on your report. Sometimes, correcting your data can improve your credit worthiness enough to apply for an unsecured credit card. If your credit history is still shaky (even if you've declared bankruptcy), you can still apply for poor credit credit cards, and begin to re-establish your credit worthiness.

 

Send mail to Travis Thomas at webmaster@online-financial-services.com with questions or comments about this web site.
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Last modified: June 06, 2007